Dearest Ken; Sunday Night

In the letter I wrote this morning, I had obtained books on “budgets” and was planning to sit down and whip through them and make out one for myself. You know, it’s silly to be spending my money and have a little idea where it’s going; heretofore, I have had a good idea but I’ve been so busy this summer, that I really haven’t had time to keep track of what I spend. Now I believe the crux of the problem to lie right here. Beginning tomorrow, I shall write down in my note book every penny I spend, just like you did when in college. You know, I have always admired your methodical ways, Darling! Well, the reason why I should keep a week’s account before deciding and diagnosing my financial shortcoming is this—I find that budgets vary almost as frequently as individuals; a budget for one will not fit another. I must make a thorough study of the system before choosing one, don’t you think? Furthermore, the knowledge gained from studying this hair-splitting subject cannot fail to be useful when I live with you gain. I’m warning you that you will have to keep a close eye on my terrible habits. Very few of them have changed since you’ve been gone. Now don’t be too be too disappointed, darling, because I can change, but I need your stimulus t urge me on and give me courage!

I love you,

Berna Lou